9 Steps To Take When You Want To Buy A Home

Updated: January 8, 2026 by Michael Kahn. Published: January 8, 2026.

If you are thinking about moving out and buying your own home then you shouldn’t stress about this. Of course, moving can be one of the most stressful events in an adult’s life. However, it doesn’t have to be and below you can find some ways to make this a smooth process.

9 steps to take when you want to buy a home

Mortgage Application

Before you start looking around for your future home, you need to ideally get your deposit and mortgage sorted. There is something called a mortgage in principle which you can apply for before you start viewing houses. This is a great idea as it gives you an idea of how much you are able to borrow for your home. If you already have your deposit ready to go then certainly ring around different mortgage companies. Sometimes it can be easier to use a mortgage broker, they will do all the leg work for you and find you the best lender for your needs. 

Research Areas

The next step that you should take is to research. You cannot purchase a home in an area that isn’t suitable for you, and that you know nothing about. If you try, you may end up regretting your decision pretty fast, which is the last thing that you need. So, it’s imperative that you’re taking the research phase seriously.

Ensure that you are looking at things such as distance to work and whether this is reasonable for you, what kind of transport links there are, schools if you have kids or you want a family soon, crime rates and so on. 

Know The Size

How big do you need the property to be? This is an important question as you need to make sure that there is enough room for your whole family. If you’re planning to grow your family, you need to factor this into your calculations, ensuring that there will be enough space for the new addition, while not compromising the space of anyone else. 

You should also note down any extra space that you would like to have such as whether you are looking for a big garden, a garage, an attic and whether these are dealbreakers for you.

Use An Estate Agent

9 steps to take when you want to buy a home

It’s in your best interests to use an estate agent to help you through the process. Thanks to their knowledge and expertise of the market, they will be able to guide you, highlighting good areas based on your requirements and your budget.

As well as this, they can do a lot of the legwork for you when it comes to finding suitable properties. So, if scrolling through the property advertisement sites doesn’t sound appealing to you, an estate agent can really make things easier for you going forward. Just make sure that you do your research, and find someone with a good reputation.

Build Your Own

Have you ever thought about building your own home? It’s a massive undertaking, and that puts a lot of people off. As well as this, it takes time, and money which many people don’t have. But, if you do have the resources available, and if you are able to wait while the home is being built, then this is a fantastic option. 

Building your own home means that it’s exactly what you want it to be. You don’t have to compromise or bend on anything as you get to choose each element. It will be a home perfectly suited to your little family.

To make this dream a reality, get in touch with 101 Residential home builder or someone similar to find out how to get started. 

Find A Solicitor

When you’re buying a house, you’re going to need a solicitor on your side. They have to be there for all of the paperwork and transfers to ensure that everything is done above board, and to sort out any legal issues that may arise. This includes areas such as transferring the deed, the exchange of money, and more. 

Essentially, the solicitor will be there to protect your interests, ensuring that everything is fair to you, and done as it should be. We know that it’s another expense that you probably don’t want to pay, but trust us when we say that you’re going to be thankful that you did.

Complete Surveys

Never purchase a home without having a survey completed first. You need to know that the property is in the condition that you are being led to believe it is. This protects you from anything that may be concealed from you, or anything that isn’t immediately obvious.

A surveyor will go through the property with a fine tooth comb, generate a report, and then you can decide whether you’re happy with the agreement you’ve made, or whether it needs altering, or whether you want to pull out entirely. 

Contact Removals

Now, once you have your moving date, you should contact removal companies to see about them helping you move all your belongings. Of course, you could do this yourself with your own vehicle. However, this can add a tremendous amount of stress to any move. Give the removal companies your dates and they will give you quotes. You can then decide which company is best for you to use. 

There are several options when it comes to removals. You can either get the company to drive your items to their new home, you could also pay for them to pack everything up for you. Just be sure they have the right level of insurance. 

Think of Security

Finally, when you move into your new place you will want to feel as secure as possible. This can come in many forms, through the use of CCTV and potentially changing the locks throughout your property. This could include locks on the windows and doors as you never know who’s kept a set. 

You could also invest in a video doorbell that will monitor who approaches your property 24/7. If anything untoward happens then you will always get an alert.

So there you have it, we hope now you feel more confident when it comes to buying your new home.

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