Small Business Resources for Financial Relief from COVID-19

If you are a small business owner, there is help quickly being made available. Find the resources you need for relieving the impact of the COVID-19 Coronavirus pandemic on your business.

Last updated: March 25, 2020. Send new info to [email protected] or leave a comment.

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Financial Relief Preparation

Grants Funds Financial Relief COVID-19

SBA, FEMA, HUD, and other government programs will be making funds available for economic development and emergency stimulus grants for businesses impacted by COVID-19.

Programs administered by local or state governments may be riddled with conflicting guidelines and difficult to understand. The processes are heavily regulated and have a complicated process.

To anticipate compliance and utilize resources to the best of your ability for your business, there are a couple steps you can start taking today.

Ensure you are over-documenting your losses and mandatory closures. Keep records of everything.

  • Document lost revenues and wages.
  • Document mandatory closures with date/ time stamped letters.
  • Document and write down the narrative and timeline of events that have occurred, along with the timing specific to your business, as soon as it happens.

Take photos and have losses verified by a third party inspector, insurance, or bank on an official loss report.

These funds are normally for physical losses due to physical disasters. COVID-19 is a pandemic and type of disaster never dealt with before. Physical damage is easier to document, so these programs are being developed at breakneck speed without precedence on what will justify your loss.

These funding programs are still running from storm events which happened in 2011. Your documentation is very important to keep all details consistent as programs begin to change state by state.

Document more than you think is necessary.

Retain copies of all bills being payed from this time, start collecting and archiving. Document your rent payments and any other overhead expenses that you had to pay during this time.

Note: Check out my other post on how long to keep records to cover you in all situations.

These funding sources require very strong evidence of impact from the event. They are required to ensure federal dollars are not wasted or used for fraudulent activities and a business is not receiving duplicated benefits for the same loss.

You cannot and should not apply to multiple grant sources using the same exact submission or the same loss documents and amounts for multiple agencies’ grants. This will be considered fraud.

If you apply to multiple grant sources, you must apply for separate losses so your entire loss is covered but not duplicated in any form. This will lead to recapture of federal funds, as experienced with funding received from prior disaster relief. The best way to avoid this is to only accept funding from one source or to ensure you are up front with the sources you apply to by telling them you have applied for multiple grants.

The process is complicated. Updated guidance is being released daily to expedite and remove some associated regulatory funding requirements. Begin preparing for financial relief early so when all grant funding documentation is available, you can apply quickly and receive financial aid promptly.

US Government Resources

SBA COVID-19

The SBA will work directly with state Governors to provide targeted, low-interest loans to small businesses and non-profits that have been severely impacted by the Coronavirus (COVID-19). The SBA’s Economic Injury Disaster Loan program provides small businesses with working capital loans of up to $2 million that can provide vital economic support to small businesses to help overcome the temporary loss of revenue they are experiencing.

FEMA

FMLA

Paid job-protected leave under the FMLA

  • Until December 31, 2020 to employees of qualifying businesses have the right to take up to 12 weeks of job-protected leave under the FMLA
  • Covered employees must be employed for at least 30 days before the first day of their leave; when they return, they must be restored to the position they held before their leave
  • Independent contractors and self-employed individuals will get these benefits in the form of a tax credit
  • To cover costs, employers will get a credit against the employer portion of Social Security taxes (6.2% tax on the employee’s salary) and a refund if the FMLA leave amount turns out to be more than the employer’s Social Security bill.

Emergency unemployment insurance

  • Of the total amount budgeted by this law, $500 million will fund COVID-19 related unemployment benefits in states where unemployment compensation claims will increase by 10% over the same quarter in the prior calendar year. We expect Colorado to qualify for this.

IRS Coronavirus Tax Relief

The IRS has established a special section focused on steps to help taxpayers, businesses and others affected by the coronavirus. This page will be updated as new information is available. For other information about the COVID-19 virus, people should visit the Centers for Disease Control and Prevention (CDC) (https://www.coronavirus.gov) for health information. Other information about actions being taken by the U.S. government is available at https://www.usa.gov/coronavirus and in Spanish at https://gobierno.usa.gov/coronavirus. The Department of Treasury also has information available at Coronavirus: Resources, Updates, and What You Should Know.

COVID-19: Analysis of the COVID-19 Pandemic Congressional Response: Employer Requirements Under the Families First Coronavirus Response Act (FFCRA)

U.S. Department Of Labor Coronavirus Resources

U.S. Department of the Treasury

If you receive calls, emails, or other communications claiming to be from the Treasury Department and offering COVID-19 related grants or stimulus payments in exchange for personal financial information, or an advance fee, tax, or charge of any kind, including the purchase of gift cards, please do not respond.  These are scams.  Please contact the FBI at www.ic3.gov so that the scammers can be tracked and stopped.

Small Business Resources for Financial Relief

Alabama COVID-19 Response Plan

What is it: An emergency loan fund to provide zero-interest, 180-day loans to small businesses (less than 50 employees) of no more than $25,000 (with an average loan size of $10,000) to (a) prevent staff reductions; (b) offset losses related to the Coronavirus; and (c) help companies sponsor sick pay for workers.

What are we doing right now? Fundraising and drawing out the loan parameters. We will begin taking applications as soon as possible. On March 17, 2020, the City Council approved a $1.2 M allocation from the City of Birmingham to seed the fund.

Alaska

No specific resources dedicated to small businesses yet – currently being referred to SBA.

Arizona

No specific resources dedicated to small businesses yet – currently being referred to SBA.

Arkansas COVID-19

  • Allocation of $4,000,000 from the Governor’s Quick Action Closing Fund
  • Eligible companies may apply for a loan or loan guaranty of up to $250,000.
  • Prioritize small to medium-sized companies that are in the supply chain of essential goods and services (including healthcare, food manufacturing, logistics)

California

The Governor’s Office of Business and Economic Development has compiled helpful information for employers, employees and all Californians as it relates to the cornonavirus (COVID-19) outbreak.

Los Angeles City Small Business Emergency Microloan Program

Loan Limits
$5,000 to $20,000
Interest Rate
– Option 1: 0% for a term of 6 months to 1 year
– Option 2: 3% to 5% for a term of up to 5 years
Term
6 months to 5 years
Loan Fee
No Fee
Admin Fee (credit report)
No Fee
Eligible Uses
Working capital only
Eligible Borrowers
– Option 1: microenterprises in the City of LA that are low-income or will retain low-income jobs
– Option 2: small businesses in the City of LA that will retain low-income jobs

Nevada County

Collaborative Resources for Nevada County Small Businesses

Resources, support, and information for small businesses in Nevada County.

Sacramento Small Local Business Economic Relief

Establishment of a $1 million-economic relief package for small local businesses such as restaurants, retail and day care providers. This will come in the form of zero-interest loans of up to $25,000 based on demonstrated need and supported by a small business hotline.

  • Be for-profit, independently owned local businesses (non-profit organizations may apply for funding, but priority will be given to for-profit businesses)
  • Have no more than 25 full-time employees
  • Be a restaurant, retail, service, or entertainment business with a storefront; or a day care establishment
  • Have a physical establishment within the city of Sacramento (no home-based businesses with the exception of child-care businesses)
  • Have a demonstrated hardship due to COVID-19, such as a loss in revenue
  • Have written sick leave policies to assist workers impacted by the COVID-19 pandemic

San Diego Relief Package For Local Businesses Amid COVID-19

San Diego Mayor Kevin Faulconer announced a $4 million economic relief package Wednesday for struggling local businesses affected financially by the coronavirus pandemic.

The city will work with local financial institutions to establish a relief fund, which will support zero-interest micro-loans for affected businesses.

San Francisco COVID-19 Small Business Resiliency Fund

For impacted small business owners to access up to $10,000 for employee salaries and rent. Have at least 1 employee and no more than 5 employees. Demonstrate a loss of revenue of 25 percent or more. Have less than $2,500,000 in gross receipts. Be engaged in activities that are regulated by the City and County of San Francisco and have a license/permit associated to that regulation.

Colorado COVID-19 Small Business Response Resources

Colorado small businesses impacted by COVID-19 can seek individual small business loans up to $2M as part of the Small Business Administration’s (SBA) Economic Injury Disaster Loan program. Colorado small businesses throughout all 64 counties and on all tribal lands may seek SBA Economic Injury Disaster Loans.

Denver Business Relief Fund

Denver Mayor Michael Hancock announced the creation of a $4 million relief fund for businesses impacted by the coronavirus outbreak. In a press conference Thursday, he said the priority of the fund is to support local small businesses and others involved in the food industry.

Connecticut COVID-19 Business Emergency Response Unit

The Connecticut Department of Economic and Community Development has created a COVID-19 Business Emergency Response Unit dedicated to assisting businesses navigate resources and develop new resources. A dedicated phone line is has been set up at 860-500-2333 to provide assistance to Connecticut’s small businesses for this purpose.

Delaware

No specific resources dedicated to small businesses yet – currently being referred to SBA.

Florida Disaster Loan

These short-term, interest-free working capital loans are intended to “bridge the gap” between the time a major catastrophe hits and when a business has secured longer term recovery resources. Applicable for qualified for-profit, privately held small businesses that maintain a place of business in the state of Florida. All qualified applicants must have been established prior to March 9, 2020, and suffered economic injury as a result of the designated disaster. Qualified small business applicants must be an employer business with 2 to 100 employees. Up to $50,000 per eligible small business.  Loans of up to $100,000 may be made in special cases as warranted by the need of the eligible small business.

Tampa Business Relief

On March 16, 2020, Governor DeSantis announced the opening of a $50 million disaster bridge loan. This provides zero-interest loans of up-to $50,000 for businesses that have been in business before March 9, 2020. Tampa’s businesses are encouraged to apply as soon as possible at https://floridadisasterloan.org/  . These funds are limited. For more assistance, call the Florida SBDC at USF at 813-905-5800.

Georgia

No specific resources dedicated to small businesses yet – currently being referred to SBA.

Hawaii

No specific resources dedicated to small businesses yet – currently being referred to SBA.

Idaho

Idaho Commerce, in conjunction with Governor Little’s office, the SBA, and other State and Federal agencies, is working to provide resources and information to Idaho business and communities as they become available.

As of March 19th, 2020, Idaho Commerce and the SBA have received sufficient Economic Injury Disaster Worksheets to activate loan funding for Idaho small businesses. Completing a worksheet is no longer necessary to the process.

Illinois

No specific resources dedicated to small businesses yet – currently being referred to SBA.

Chicago Small Business Resiliency Fund

The loan terms will follow the guidelines below:

1)      Repayment Term: Low-interest loans for a term of up to five years.
2)      Loan Amount: Up to $50,000 but sized based on revenues before the COVID-19 outbreak.
3)      Loan Proceeds: Must be used for working capital. At least 50% of proceeds should be applied toward payroll and commitment to retain the workforce at 50% of pre-COVID-19 levels.

To be eligible, businesses must meet the following requirements:
·         Attest to a more than 25% revenue decrease due to COVID-19
·         Employ fewer than 50 employees and have gross revenues of less than $3 million in 2019
·         Provide a City business address or City business license
·         No pre-existing tax liens or legal judgments

Addition funds for Chicago businesses can be found here.

Indiana

No specific resources dedicated to small businesses yet – currently being referred to SBA.

Idaho

No specific resources dedicated to small businesses yet – currently being referred to SBA.

Iowa

The Iowa Economic Development Authority (IEDA) needs to assess the impact of the pandemic in Iowa. To assist in these efforts, please complete this survey, developed by University of Northern Iowa – Institute for Decision Making, to tell us what your business is experiencing and how your business is handling the current crisis.

Kansas

No specific resources dedicated to small businesses yet – currently being referred to SBA.

Johnson County

Kentucky

No specific resources dedicated to small businesses yet – currently being referred to SBA.

Louisville KY: COVID-19 Response Fund

The goal of this Fund is to attract and provide financial assistance to help communities, households, and businesses who are disproportionately impacted by the virus and its economic consequences.  Grants will be administered in partnership with the One Louisville Advisory Committee consisting of funding partners, and representatives of local government and community organizations.  Grants will be distributed on a rolling basis, administered by the committee, as fundraising continues throughout the outbreak and recovery phases, making it possible to move resources quickly and adapt to evolving needs.  Disbursements will complement the work of public health officials and will be distributed in the most equitable and transparent manner, considering relevant and emerging data on our community’s needs.

Louisiana

No specific resources dedicated to small businesses yet – currently being referred to SBA.

Acadia Parish RESOURCES FOR BUSINESS & EMPLOYEES | CORONAVIRUS (COVID-19)

We need to know how Coronavirus is affecting your operations.
Please CLICK HERE as we attempt to gather information on the economic challenge facing Acadia Parish companies.

Baton Rouge Area Foundation Emergency Relief Fund

The Baton Rouge Area Foundation’s Emergency Relief Fund welcomes your contribution. Donations to this fund will help people in Louisiana who are affected by the current public health emergency.

Kansas City Coronavirus (COVID-19) Business Resources & Updates

We at KCSourceLink created this portal of business resources—and business resources specific to the coronavirus (COVID-19) outbreak—to help you stay informed, safe and sane.

Montana

No specific resources dedicated to small businesses yet – currently being referred to SBA.

Nebraska

No specific resources dedicated to small businesses yet – currently being referred to SBA.

Nevada

No specific resources dedicated to small businesses yet – currently being referred to SBA.

New Hampshire

Layoffs and business closures: If your business faces a potential layoff, the State of New Hampshire offers services through its Rapid Response program. Rapid Response is a comprehensive, collaborative and immediate initiative to respond to and mitigate layoffs and closures. Rapid Response benefits both employers and employees through services  to workers who are laid off, as well as layoff aversion information for businesses.

New Jersey

The New Jersey Economic Development Authority (NJEDA) has a portfolio of loan, financing, and technical assistance programs available to support small and medium-sized businesses. More information on existing products and programs can be found on the NJEDA website for small and midsize business and the services for those businesses.

New Mexico Economic Development Department

COVID-19 Business Loan Guarantee Program

The New Mexico Economic Development Department (NMEDD) has created a program to assist businesses seeking emergency loans or lines of credit to deal with negative economic impacts from COVID-19. NMEDD can guarantee a portion of a loan or line of credit up to 80% of principal or $50,000. Loan proceeds are flexible and can be used for (and not limited to) the following: working capital, inventory and payroll.

New York

No specific resources dedicated to small businesses yet – currently being referred to SBA.

Q: Will New York State offer financial support to businesses negatively impacted by coronavirus? 

A: NYS is currently assessing options to mitigate hardships to NYS businesses.

New York City Assistance and Guidance

Relief for small businesses across the City seeing a reduction in revenue because of COVID-19. Businesses with fewer than 100 employees who have seen sales decreases of 25 percent or more will be eligible for zero interest loans of up to $75,000 to help mitigate losses in profit.

NYC Small Business Continuity Loan Fund

The City is also offering small businesses with fewer than 5 employees a grant to cover 40% of payroll costs for two months to help retain employees.

Syracuse COVID-19 EMERGENCY RELIEF PROGRAM FOR SMALL BUSINESSES

The Syracuse Economic Development Corporation (SEDCO) has created a dedicated $500,000 fund to provide zero-percent interest, 180-day emergency loans to small businesses in the City. Click here for the COVID-19 Emergency Relief Application.    
 
Up to $25,000 loans per business, average loan size is anticipated to be around $10,000. Those seeking financing can view application instructions and information here. Beginning Monday, March 23, the application will be available here, submit it electronically via email at [email protected] or by mail to SEDCO; 201 East Washington Street, Syracuse, NY 13202.

North Carolina

No specific resources dedicated to small businesses yet – currently being referred to SBA.

North Dakota

No specific resources dedicated to small businesses yet – currently being referred to SBA.

If you need additional assistance, please contact North Dakota Department of Commerce at [email protected] or 701-328-5300.

Ohio

No specific resources dedicated to small businesses yet – currently being referred to SBA.

Economic Resources for Northeast Ohio

We have created this page on our website to help economic development leaders, employers and the workforce throughout the 18 counties of Northeast Ohio respond to the challenges of COVID-19. We’ve begun to compile a list of programs and resources and will continue to populate this list with additional resources as they become available. If you have ideas, please submit them using the form at the bottom of the page.

Oklahoma

No specific resources dedicated to small businesses yet – currently being referred to SBA.

Oklahoma Small Business Disaster Economic Injury Assessment Survey

Oregon

No specific resources dedicated to small businesses yet – currently being referred to SBA.

Portland Oregon

The city of Portland launched a grant program within the Jade District for $150,000 for businesses seeing a drop in revenue due to COVID-19 restrictions. The city wants to broaden this program to other business districts and sees this program as a template for elsewhere. Business owners who think they might qualify can call 503-823-4000 or email [email protected]

Pennsylvania COVID-19 Business Resources

No specific resources dedicated to small businesses yet – currently being referred to SBA.

Philadelphia COVID-19 Small Business Relief Fund

Providing some small businesses impacted by the COVID-19 pandemic with immediate relief through a mix of grants and loans.

Microenterprise GrantAnnual revenue under $500,000$5,000 grant
Small Biz GrantAnnual revenue $500,000 to $3 millionUp to $25,000 grant, amount determined by review of application
Small Biz Zero-Interest LoanAnnual revenue $3 – $5 million$25,000 – $100,000 loan,
amount determined by review of application

Rhode Island

No specific resources dedicated to small businesses yet – currently being referred to SBA.

South Carolina

No specific resources dedicated to small businesses yet – currently being referred to SBA.

Inquiries on COVID-19: [email protected]

South Dakota

No specific resources dedicated to small businesses yet – currently being referred to SBA.

Tennessee

Gov. Bill Lee announced he has submitted a request for Economic Injury Disaster Loan assistance to the U.S. Small Business Administration. Once the declaration is made, all Tennessee small businesses and nonprofit organizations that have suffered economic injury as a result of COVID-19 will be eligible to apply for disaster loan assistance of up to $2 million per applicant.

No specific resources dedicated to small businesses yet – currently being referred to SBA.

Texas

UPDATE: Governor Greg Abbott has requested the Economic Injury Disaster Declaration for Texas through the SBA. The SBA has now announced that any Economic Injury Disaster Loan assistance declaration issued by the SBA makes loans available statewide to small businesses and private, non-profit organizations to help alleviate economic injury caused by the Coronavirus (COVID-19). Read the Governor’s full press release.

No specific resources dedicated to small businesses yet – currently being referred to SBA.

Utah

No specific resources dedicated to small businesses yet – currently being referred to SBA.

Salt Lake City Emergency Loan ProgramSalt Lake City’s Emergency Loan Program (ELP) for business owners. This is in addition to the SBA loan. We strongly encourage you to review and apply ASAP.

Vermont

No specific resources dedicated to small businesses yet – currently being referred to SBA.

The Agency of Commerce and Community Development (ACCD) continues to assess and respond to the community impacts of COVID-19 on Vermont businesses. To stay informed whenever new information becomes available, we encourage you to sign-up for our COVID-19 Economic and Community Response Newsletter.

If your business is looking for technical assistance, the Vermont Small Business Development Center (VtSBDC) is providing various resources to help support small business during the COVID-19 outbreak. VtSBDC’s team of advisors is actively working remotely to help you navigate this crisis. Click here to learn more and to request assistance.

Virginia

No specific resources dedicated to small businesses yet – currently being referred to SBA.

Following a request submitted by Governor Northam on March 18, the U.S. Small Business Administration (SBA) today approved an Economic Injury Disaster Loan declaration for Virginia. Small businesses and nonprofit organizations throughout the Commonwealth affected by the COVID-19 public health crisis can now apply for low-interest federal disaster loans of up to $2 million from the SBA to pay fixed debts, payroll, accounts payable, and other expenses. To submit a loan application through the SBA Economic Injury Disaster Loan program, please visit disasterloan.sba.gov/ela/.

Businesses impacted by COVID-19 can also request to defer the payment of state sales tax due tomorrow, March 20, 2020, for 30 days. When granted, businesses will be able to file no later than April 20, 2020 with a waiver of any penalties.

The Governor has requested that the Department of Taxation to extend the due date of payment of Virginia individual and corporate income taxes. While filing deadlines remain the same, the due date for individual and corporate income tax will now be June 1, 2020. Please note that interest will still accrue, so taxpayers who are able to pay by the original deadlines should do so.

Washington

Governor Inslee has created a $5 million grant program for small businesses statewide using the Strategic Reserve Fund (SRF). The Department of Commerce is putting the finishing touches to the program’s guidelines and application. This link will become active when we are ready to accept applications so please check back.

The federal Small Business Administration (SBA) may be able to provide assistance through the Economic Injury Disaster Loans program to businesses that have suffered substantial economic injury in an eligible disaster area. Congress approved up to $7 billion in low-interest disaster loans specifically to assist small businesses impacted by COVID-19. These loans can help small businesses meet financial obligations and cover operating expenses.

Seattle WA Small Business Stabilization Fund

The business owner must have a low- or moderate-income (≤80 percent of the Area Median Income). The business must have five employees or less. The business must have a physical establishment. The business must have experienced a loss of income due to COVID-19. The business must be located within Seattle. You may qualify for a grant of up to $10,000.

West Virginia

No specific resources dedicated to small businesses yet – currently being referred to SBA.

Wisconsin Small Business 20/20 Program

The Small Business 20/20 Program will provide grants of up to $20,000 to assist targeted businesses with cash-flow challenges resulting from COVID-19. Program funds will be made available through approved community development financial institutions (CDFIs). Businesses that are not currently CDFI clients are not eligible to access these funds, but WEDC will work to expand access to funding through other programs as more resources become available.

Wyoming

No specific resources dedicated to small businesses yet – currently being referred to SBA.

The Wyoming SBDC Network, as part of our emergency preparedness strategies for businesses, is ready to strategize with entrepreneurs statewide to develop individualized plans to keep your business running as smoothly as possible.

Contact your local Wyoming SBDC Network advisor to make an appointment by clicking here.

Nonprofit, Community, or Corporation Funded

Amazon – Neighboorhood Small Business Relief Fund

This fund is intended to help support neighborhood small businesses in Seattle (South Lake Union and Regrade neighborhoods) and Bellevue. Eligible small businesses will need to: 1) have fewer than 50 employees or less than $7 million in annual revenue; 2) be service or retail establishments open to the general public (dental establishments and corporate offices for instance, will not qualify). Since the aim of this fund is to help independent small businesses, retail locations owned by publicly-traded corporations will not qualify.

Facebook – Journalism Project Supporting Local News Grant

The Facebook Journalism Project Supporting Local News Coverage of COVID-19 Grant Program (“Grant Program”) is a program run by Facebook, Inc. (“Facebook”) and administered with the help of the Lenfest Institute for Journalism (“Lenfest”) and the Local Media Association (“LMA”) (collectively, Lenfest, LMA and Facebook are the “Program Entities”), awarding up to $1,000,000 USD total, which offers financial assistance in the form of a one-time payment of up to $5,000 USD (“Grant”) to select individuals or organizations in the United States and Canada to help support unexpected costs associated with local COVID-19 coverage (“Purpose”).
Organizations and individuals that meet the following requirements (collectively, “Applicants”) may apply to the Grant Program:

  • Organizations may be non-profit or for-profit local news organizations with their principal place of business located in the United States or Canada; or
  • Individuals may be freelancers with established working relationships with an organization that meets the criteria above. Individual applicants may be asked to provide details of the individual’s association with the organization, at the Promotion Entities’ sole discretion.

Facebook – Small Business Grants Program

Facebook is offering $100 million in cash grants and ad credits for up to 30,000 eligible small businesses in over 30 countries where we operate.

James Beard Foundation FOOD AND BEVERAGE INDUSTRY RELIEF FUND

To help bring swift economic relief to these essential businesses, the Foundation is launching a fund that will be gathering support from corporate, foundation, and individual donors to provide micro-grants to independent food and beverage businesses in need.

Netflix 100M Emergency Support for Workers in the Creative Community

Beyond helping workers on our own productions, we also want to support the broader film and television industry. So $15 million of the fund will go to third parties and non-profits providing emergency relief to out-of-work crew and cast in the countries where we have a large production base.

In the United States and Canada non-profits already exist to do this work. We will be donating $1 million each to the SAG-AFTRA Foundation Covid-19 Disaster Fund, the Motion Picture and Television Fund and the Actors Fund Emergency Assistance in the US, and $1 million between the AFC and Fondation des Artistes. In other regions, including Europe, Latin America and Asia where we have a big production presence, we are working with existing industry organizations to create similar creative community emergency relief efforts. We will announce the details of donations to groups in other countries next week.

RWCF COVID-19 Emergency Relief Fund

  • 50% FOR DIRECT RELIEF TO INDIVIDUAL RESTAURANT WORKERS

  • 25% FOR NON-PROFIT ORGANIZATIONS SERVING RESTAURANT WORKERS IN CRISIS

  • 25% FOR ZERO-INTEREST LOANS FOR RESTAURANTS TO GET BACK UP AND RUNNING

USBG Bartender Emergency Assistance Program

Grants will be made in the form of lump sum distributions to the recipient, or as determined by the USBG National Charity Foundation’s Board of Directors based on the needs of the particular recipient. Each grant recipient will be required to provide USBG National Charity Foundation with documentation that the grant was used in a manner consistent with the terms of the grant.

  1. Be a Bartender or the spouse or child of a Bartender. The Bartender Emergency Assistance Program defines a “Bartender” as an individual employed in serving beverages or otherwise engaged in the production, promotion or distribution of alcoholic beverages. An individual is considered “employed” as a Bartender if, for not less than one year prior to the application, the individual performed services as a Bartender on a regular full- or part-time basis or, if the catastrophic event or emergency hardship giving rise to the application prevents the individual from performing such services, for not less than one year prior to the event or hardship the individual performed services as a Bartender on a regular full- or part-time basis.
  2. Experience a catastrophic event or emergency hardship that is:
    1. Identifiable and described in detail in the application;
    2. Damaging to the person or property (e.g., loss of life, health, or property);
    3. Sudden and precipitous rather than gradual or progressive;
    4. Unexpected, unanticipated, unforeseen, unintended, or unplanned; and
    5. Unusual and not normally occurring in the ordinary course of day-to-day living.
  3. Lack the necessities of life, including financial, physical, mental, or emotional well being as a result of the catastrophic event or emergency hardship.
  4. Provide tangible documentation of the catastrophic event or emergency hardship.

Restaurants

restaurants COVID-19

Many communities are putting together crowdsourced information on which restaurants are offering take-out, deliveries, etc. Make sure to get your business on the list.

Look for local Facebook groups in your city and you will quickly find if there are ongoing resources to add your restaurant to.

Doordash, Grubhub, Uber Eats, etc. are offering a lot of fee-free promotions for delivery. If your restaurant is not utilizing these delivery services, this may be the time to sign up.

Here are some example lists:

California – Sacramento

Florida – Miami – by @miamifoodporn

Additional COVID-19 Info

Coronavirus COVID-19 Travel Cancellation Policies

211 – Resources on assistance for personal non-business related reasons

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